Terms of Use

1. Acceptance of Terms

Please read these TOU carefully.

Whatworksininvesting.com was founded by and the “What Works In Investing..?” podcast is hosted by, Jeremy S. Bailey.

Jeremy S. Bailey is an investment advisor representative and founder, CEO and Chairman of Burgeón Group, Inc. (“BGI”), a California-state Registered Investment Advisor. BGI offers advisory services in all 50 states, the District of Columbia, and Puerto Rico. Such services are strictly intended for individuals residing in the United States and Puerto Rico.

This Terms of Use document (the "TOU") and whatworksininvesting.com’s Privacy Policy govern Your use of the Services (as defined below) we provide to You (referred to herein as "You" or "Your") through whatworksinvesting.com , and any related sub-domains, and also includes any and all communication tools, including email and third-party content delivery methods.

By using any of our Services, You agree to comply with these TOU.

If You do not agree to the terms and conditions contained in the TOU, we do not consent to provide You with access to the Services, and You agree not to use the Services.

When You use any of our Services, You and whatworksininvesting.com, its business units, subsidiaries and affiliates ("WhatWorks" “WWII”,"we," "our," or "us") shall be subject to any posted guidelines or rules applicable to such Services. Such guidelines may be modified from time to time. All such guidelines or rules, as modified, are hereby incorporated by reference into the TOU.

Subject to and in compliance with the terms and conditions set forth herein, WWII may provide its users with access via WWII and sub-domains to:

  • Free content including blogs and forums written by our Columnists, emails, podcasts, webinars and conference calls (the "Free Service"), User-Generated Content (the "Free Service"), and free content written or provided by third parties which may include, without limitation, text, data, graphics, photographs, videos, or downloadable code or programs ("Third-Party Content"); and
  • Premium content including blogs and forums written by our Columnists, Third-Party Content, emails, podcasts, webinars and conference calls and User-Generated Content for which You must pay a subscription fee (or in some cases a one-time fee) to access (the "Premium Service").

The Premium Service and the Free Service are collectively referred to herein as the "Services".

You also understand and agree that the Services may include certain communications from WWII, such as service announcements and administrative messages that You may not be able to opt out of receiving.

An independent contractor who creates content for WWII or its sub-domains is referred to herein as an "Outside Contributor". Outside Contributors and employees that create content for WWII or its sub-domains are collectively referred to herein as "Columnists". "User-Generated Content" means content created by our users.

2. Changes to the TOU and Our Services

We reserve the right at any time to:

  • Change the terms and conditions of the TOU;
  • Change all or any portion of the Services, eliminating or discontinuing any content or feature of the Services (including but not limited to adding or removing particular Columnists, ceasing to provide access to a Premium Service, and/or providing an alternative Premium Service to You as a replacement), and/or ceasing to provide Third-Party Content); or
  • Change the fees, charges or other conditions for use of the Services (with reasonable notice, in our sole discretion).

Any changes we make to the TOU will be effective immediately after we post the modified TOU on whatworksininvesting.com. If that You have the TOU cached on Your browser, the TOU that applies to You is the most recent version of the TOU that appears on a non-cached browser.

3. Important Disclaimer Regarding the Information We Provide

Whatworksininvesting.com is a publisher. You understand that no content published as part of the Services constitutes a recommendation that any particular investment, security, portfolio of securities, transaction or investment strategy is suitable for any specific person.

You further understand that none of the creators or providers of our Services or their affiliates will advise You personally concerning the nature, potential, value or suitability of any particular investment, security, portfolio of securities, transaction, investment strategy or other matter.

Accordingly, do not attempt to contact them seeking personalized investment advice, which they cannot provide. To the extent any of the content published as part of the Services may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person.

IMPORTANT CONSUMER INFORMATION: An investment advisor, BD agent, or IA representative may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment advisor, BD agent or IA representative registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of broker-dealer, investment advisor, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

If You would like personalized investment advice, please visit Burgeón Group, Inc.’s website at burgeongroupinc.com

You understand that the views expressed in the Services are the authors' own opinions. The Services may contain opinions from time to time with regard to securities mentioned in other Services, and that those opinions may be different from those obtained by using another portion of the Services. Trading in securities (including, without limitation, stocks, options, ETFs and bonds) involves risk and volatility. Past results are not necessarily indicative of future performance.

You understand that from time to time, the author, or one or more Outside Contributors or their affiliates may have a position in the investment or securities written about. In cases where the position is held at the time of publication, author and Outside Contributors are required to make appropriate disclosure.

Third-Party Content is not subject to WWII's investment policy and therefore the preceeding paragraph does not apply to Third-Party Content, WWII makes no representations regarding Third-Party Content, nor is WWII liable for Third-Party Content.

You understand and agree that presentation of any performance data is not meant to imply that similar results will be achieved in the future. Rather, past performance does not guarantee future results. The data is provided merely for illustrative and discussion purposes. Performance data using a wide variety of time periods is provided. Rather than focusing on the specific time periods used or the results derived, the reader should focus instead on the underlying principles.

From time to time, reference may be made in our marketing materials to prior articles and opinions we have published. These references may be selective, may reference only a portion of an article or recommendation, and may not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon.

Before selling or buying any investment, You should consult with a qualified broker or other financial professional to verify pricing information.

To the extent any of our Services involves a model portfolio or an actual portfolio of investments, as described below, such portfolio of investments is chosen by the author in accordance with their stated investment strategy. Your actual results may differ from results reported for the portfolio for many reasons, including, without limitation:

  • performance results for the portfolio do not reflect actual trading commissions that You may incur;
  • performance results for the portfolio do not account for the impact, if any, of certain market factors, such as lack of liquidity, that may affect Your results;
  • the investments chosen for the portfolio may be volatile, and other factors may cause the price You obtain to differ substantially from the price at the time of the alert;
  • the prices of investments in the portfolio at the point in time You begin subscribing to the Premium Service may be higher than such prices at the time such investments were chosen for inclusion in the portfolio;
  • You may not have the capital to buy the positions added to the portfolio;
  • The size and timing of a subscriber's purchase or sale of a stock may affect the price of the stock.

All materials contained in this web site are protected by United States copyright law and may not be reproduced, distributed, transmitted, displayed, published, or broadcast without the prior written permission of whatworksininvesting.com. You may not alter or remove any trademark, copyright or other notice from copies of the content.

By providing WWII with Your mailing address, telephone number or email address, You agree that WWII may contact You by any of these means in connection with Your use of this website or WII's products or services until You withdraw Your permission by contacting us directly.

No Warranty

No warranty is made by WWII regarding any information, services or products provided through or in connection with the service. WWII hereby expressly disclaims any and all warranties, including without limitation: any warranties as to the availability, accuracy or content of information, products or services; any warranties of merchantability or fitness for a particular purpose. Some states/provinces do not allow the exclusion of implied warranties, so the above exclusion may not apply to You.

Use at Your Own Risk

You expressly agree that use of this web site is at Your sole risk. This site is provided on an 'as is' and 'as available' basis. Whatworksininvesting.com expressly disclaims all warranties of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose or non-infringement. Whatworksininvesting.com makes no warranty that this web site will meet Your requirements, or that this site will be uninterrupted, timely, secure, or error free; nor does Whatworksininvesting.com make any warranty as to the results that may be obtained from the use of this site. Whatworksininvesting.com will not be liable for any direct, consequential or incidental damages, whether foreseeable or not, which may result from the unavailability or malfunction of this site.

You understand and agree that any material and/or data downloaded or otherwise obtained through the use of this web site is at Your own discretion and risk and that You will be solely responsible for any damage to Your computer system or loss of data that results from the download of such material and/or data. Whatworksininvesting.com shall not be responsible for any loss or damage caused, or alleged to have been caused, directly or indirectly, by the information or ideas contained, suggested or referenced in this service. No advice or information, whether oral or written, obtained by You from whatworksininvesting.com or through this web site shall create any warranty not expressly made herein.

No Guarantee

You understand and agree that whatworksininvesting.com does not guarantee the accuracy or completeness of any information in or provided in connection with whatworksininvesting.com. whatworksininvesting.com is not responsible for any errors or omissions or for the results obtained from the use of such information. The information is provided with the understanding that neither whatworksininvesting.com nor its users, while such users are participating in whatworksininvesting.com are engaged in rendering personalized investment, financial planning, accounting, legal, or other professional services or advice. whatworksininvesting.com encourages You to seek advice from an appropriate personal finance and/or investment professional before making investment decisions.

Not an Offer

You understand and agree that none of the material presented here is intended to serve as the basis for any financial decision, nor does any of the information contained within whatworksininvesting.com constitute an offer to buy, sell, or hold any security. Such an offer is made only by prospectus, which You should read carefully before investing or sending money.

Not Responsible for External Pages

Whatworksininvesting.com is not responsible for the content on the internet or web pages outside whatworksininvesting.com and is sub-domains. As a convenience to our users, we may provide links to resources which are beyond our control. We make no representations as to the quality, suitability, functionality, or legality of any sites to which we may provide links, and You hereby waive any claim You might have against whatworksininvesting.com with respect to such sites.

No Liability

Whatworksininvesting.com shall not be liable for any direct, indirect, incidental, special or consequential damages, resulting from the use or the inability to use whatworksininvesting.com or for the cost of procurement of substitute goods and services or resulting from any goods or services purchased or obtained or messages received or transactions entered into through whatworksininvesting.com or resulting from unauthorized access to or alteration of Your transmissions or data, including but not limited to, damages for loss of profits, use, data or other intangible, even if whatworksininvesting.com has been advised of the possibility of such damages.

Use Restriction

The material on whatworksininvesting.com is meant to be shared for informational, non-commercial use only. Site visitors are allowed to download and distribute banner graphics and promotional materials for the express purpose of promoting whatworksininvesting.com.


This agreement contains the entire agreement between the visitor and whatworksininvesting.com. regarding the use of the service, and supercedes all prior written and oral understandings and writings.

The agreement shall be governed pursuant to the laws of the state of California. The visitor hereby warrants and represents that he or she is in all respects qualified and competent to enter into this agreement.